True or False: Medicare is a health insurance program designed for the aged and disabled, while Medicaid is a needs-based health coverage program.

The statement is true. Medicare is indeed a federal health insurance program primarily designed to provide coverage for individuals aged 65 and older, as well as for some younger people with disabilities or specific health conditions, such as end-stage renal disease or amyotrophic lateral sclerosis (ALS).

On the other hand, Medicaid serves a different purpose; it is a needs-based program providing health coverage for individuals and families with limited income and resources. Medicaid eligibility is determined by income levels, family size, and other factors, making it essential for those who require assistance due to financial constraints.

This distinction highlights the nature of both programs: Medicare is age- and disability-focused, while Medicaid is income- and needs-based. Because the statement in the question accurately reflects these definitions, it is indeed true. The assertion that the answer is false does not align with the established understanding of these programs.